Fiscal Year 2026 Small Dollar Loan Program

The U.S. Department of the Treasury’s Community Development Financial Institutions Fund (CDFI Fund) is awarding grants to Certified CDFIs to establish and expand small dollar loan programs. The goal of the program is to provide alternatives to high-cost small dollar loans and help unbanked and underbanked populations build credit and access affordable capital. • The program is expected to award 66 grants with a maximum award amount of $500,000 and a minimum award amount of $20,000. • The total estimated funding for the program is $9,000,000. • Applicants must be Certified Community Development Financial Institutions (CDFIs). • The program aims to allow greater access into the mainstream financial system for unbanked and underbanked populations.