Description
The California Department of Insurance is seeking a single‑award consulting firm to conduct a comprehensive research study on extreme‑heat protection gaps affecting local governments. The work includes building a heat‑vulnerability index, analyzing differential health impacts across demographic groups, assessing insured and uninsured cost exposures for select jurisdictions, and evaluating innovative risk‑transfer mechanisms such as parametric insurance. The contractor will deliver a series of data‑driven presentations, GIS‑based maps, and a final 20‑30‑page report with supporting appendices, all within a ten‑month contract period.
• Develop an “Extreme Heat Vulnerable Location” index using CalHeatScore plus additional public indices and supplemental factors, and select 10‑20 representative sites.
• Quantify health‑impact differentials by race, ethnicity, gender, and heat‑exposed workers, providing tables, charts, and underlying data sets.
• Perform insured/uninsured cost analysis for 2‑3 local governments, identify insurance‑coverage gaps, and explore risk‑transfer tools (parametric, performance‑based, catastrophe bonds).
• Produce interim presentations (Teams) and a final PDF report with appendices, delivering all data files in Excel/GIS format.
• Meet a fixed $75,000 budget, adhere to a schedule with milestones from August 2026 through April 2027, and comply with numerous state certifications (DVBE participation, Darfur Act, CUF, etc.).