Description
Southeast Missouri State University is seeking a comprehensive athletic accident insurance solution covering medical expenses, accidental death & dismemberment, and an optional heart/circulatory rider for its intercollegiate athletes, coaches, staff, and mascots. The contract may be structured as a fully‑insured per‑person premium or an aggregate‑deductible self‑funded model, and must integrate with the university’s existing claims administrator (Bob McCloskey Insurance) and broker (Academic Health Plans). The insurer will need to accommodate the Mercy medical system network and support the university’s Healthy Roster/Epic EMR for claim submission.
• Coverage limits: $90,000 per insured for medical expenses, $10,000 AD&D per person, $550,000 aggregate deductible, $1,000,000 AD&D aggregate limit.
• Eligible participants: ~425 individuals (≈387 athletes + ~38 support staff).
• Policy period: 08/01/2024 – 08/01/2026 (two‑year term) with renewal options.
• Financial context: Historical premiums range $347k‑$800k annually; total paid claims over recent years exceed $2 million.