NOTICE TO BIDDERS – SEALED BIDS FOR FIVE‑YEAR HEAVY EQUIPMENT FINANCING

Jefferson County, Arkansas is seeking qualified financial institutions to provide a five‑year, fully amortizing, fixed‑rate loan to finance the purchase of heavy equipment. The county estimates a principal amount of $500,000 and requires lenders to submit a single fixed interest rate for the entire term, including all fees, collateral conditions, and pre‑payment terms. The solicitation is a sealed‑bid process; no balloon payment is permitted and the award is contingent upon County approvals, debt limits, and legal review. • Total financing needed: $500,000 for heavy‑equipment acquisition. • Fixed‑rate, 60‑month, fully amortizing loan with no balloon payment. • Bids must be submitted by November 19, 2026, 12:00 PM CT, with questions due by November 12, 2026. • All bid packages are obtained from the Judge’s Office; the envelope must be marked “SEALED BID – FIVE‑YEAR HEAVY EQUIPMENT FINANCING – ITB JC‑FIN‑2026‑01 – DO NOT OPEN.”