MICRO-2026-1

The Small Business Administration (SBA) is seeking applications for the Microloan Program, which provides loans or guaranties to private, non-profit, and quasi-governmental organizations to make short-term, fixed-interest-rate microloans to start-up, newly established, and growing small business concerns. The microloans are to be used exclusively for working capital, inventory, supplies, furniture, fixtures, machinery, and/or equipment. The SBA will also provide grants to participating intermediary lenders to provide marketing, management, and technical assistance to prospective borrowers and borrowers receiving microloans. • The program aims to assist entrepreneurs, business owners, and other individuals possessing the capability to operate successful business concerns. • The program will provide loans or guaranties to intermediary lenders, which will then make microloans to small business concerns. • The microloans can be used for working capital, inventory, supplies, furniture, fixtures, machinery, and/or equipment. • The SBA will also provide grants to participating intermediary lenders to provide marketing, management, and technical assistance. • The program is open to non-profits having a 501(c)(3) status with the IRS, and non-profits that do not have a 501(c)(3) status with the IRS.