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Luzerne County·Pennsylvania

Insurance Policy Specifications

Closes 10/30/2026$5M – $25MRequest for Proposal
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Description

Luzerne County is issuing an RFP for a comprehensive suite of insurance policies covering the County’s operations for the 2027 policy year. The solicitation seeks proposals from qualified insurance carriers to provide a package policy (property, inland marine, commercial general liability, pesticide/herbicide, commercial auto, umbrella, systems breakdown, employee benefits, crime) as well as numerous specialized coverages (public officials, law enforcement, emergency dispatchers, public defenders, children & youth, mental health, aging services, drug & alcohol program, fiduciary liability, excess workers’ compensation, cyber liability, drone liability, etc.). Proposals must be submitted by noon on 10/30/2026, be “net of commission,” and include detailed coverage descriptions, limits, deductibles, loss‑control services, and premium allocation. The successful carrier may be considered for renewal if comparable coverage and pricing are offered.

Attached files

Contact

Mary Ann Amesbury(Contact Person)

[email protected]

(570) 825-1501

Key dates

Opened
10/9/2026
Closes
10/30/2026
Duration
1 year

Last updated

Details

Type
Request for Proposal
Industry
Insurance
NAICS
524126
Solicitation №
Ref. #10052026RFPCM

Budget estimate

$5,000,000 – $25,000,000

The RFP lists very large exposure limits (e.g., $312 M property, $5 M umbrella, $3 M general liability, extensive cyber and specialty lines). Assuming the County’s total annual premium is in the low‑tens of millions, a winning carrier could expect to earn roughly $5 M‑$25 M in gross premium revenue for the 2027 policy year, depending on the mix of lines, negotiated rates, and any profit‑sharing arrangements. Factors influencing the budget include the size of the insured portfolio, the carrier’s rating (must be A‑ or better), and whether the carrier is awarded renewal opportunities for subsequent years.

AI estimate from the solicitation

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