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State of Tennessee·Tennessee

Life and Accidental Death and Dismemberment Insurance

Closes 11/18/2026$30M – $50MRequest for Proposal
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Description

The State of Tennessee is seeking a single insurer to provide and administer both employer‑paid (basic) and employee‑paid (voluntary) group term life and AD&D coverage for all state‑government and higher‑education employees and their dependents. The contractor must manage enrollment, weekly eligibility file processing, claims adjudication, call‑center operations, member communications, and full integration with the State’s Edison ERP system, while meeting stringent security, privacy, and SLA requirements. • Administer basic term‑life, basic AD&D, voluntary term‑life and voluntary AD&D for ~70 000 members. • Provide call‑center (7 am‑4:30 pm CT, ASA ≤ 30 s, abandonment ≤ 5 %). • Build and maintain a public microsite, a secure member portal, and API interfaces to Edison for eligibility and premium data. • Deliver quarterly and annual performance scorecards, maintain SOC‑2/HITRUST certifications, and meet liquidated‑damage penalties for missed milestones.

Attached files

Contact

Heather Pease(Procurement & Contracts Director)

[email protected]

(615) 253-1652

Key dates

Opened
8/20/2026
Questions due
9/11/2026
Pre-bid meeting
8/31/2026
Closes
11/18/2026
Projected award
1/28/2027
Duration
5 years

Last updated

Details

Type
Request for Proposal
Industry
Insurance
NAICS
524128
Solicitation №
31786-00193

Budget estimate

$30,000,000 – $50,000,000

The State does not disclose a total contract ceiling, but historical invoicing (Appendix 7.30) shows monthly premiums of roughly $650 k for ~70 000 employees, translating to about $7.8 M per year for basic coverage alone. Adding voluntary products, claims administration, call‑center operations, technology development, and required reserves likely pushes the five‑year contract value into the $30 M‑$50 M range. The low end assumes minimal voluntary enrollment; the high end assumes full participation and higher premium rates.

AI estimate from the solicitation

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