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  5. ›Specific and Aggregate Medical Claims Stop Loss Insurance

McAllen ISD·Texas

Specific and Aggregate Medical Claims Stop Loss Insurance

Closes 10/30/2026$250k – $2MRequest for Proposal
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Description

The McAllen Independent School District is seeking proposals from qualified insurers to provide specific and aggregate stop‑loss coverage for its medical claims. The district will accept electronic submissions only through the IonWave portal, with a hard deadline of October 30, 2026. All questions must be posted on the IonWave “Questions” tab by October 27, 2026; no phone or email inquiries will be answered. The solicitation emphasizes strict communication protocols—no direct contact with district staff or board members is permitted. The award will be made to the respondent offering the best value in terms of coverage limits, pricing, and service terms. • Scope: Provide specific and aggregate stop‑loss insurance for the district’s employee health plan. • Submission method: Electronic only via IonWave (no fax or email). • Deadline: 10/30/2026 10:00 AM CT; questions due 10/27/2026. • Contact: Carol Quintanilla, Senior Buyer, (956) 657‑4486. • Evaluation criteria: Coverage limits, premium cost, insurer’s financial strength, and service capabilities.

Attached files

The solicitation documents live at the source — open the bid source above to download them.

Contact

Carol Quintanilla(Senior Buyer)

(956) 657-4486

Key dates

Opened
9/11/2026
Questions due
10/27/2026
Closes
10/30/2026

Last updated

Details

Type
Request for Proposal
Industry
Financial Services
NAICS
524113
Solicitation №
2027-1018 Addendum 5

Budget estimate

$250,000 – $2,000,000

Based on typical stop‑loss premiums for a medium‑sized school district, the annual premium could range from a few hundred thousand dollars for basic coverage up to several million dollars for higher limits and broader aggregate protection. Assuming a one‑year contract, the expected revenue for the winning insurer is estimated between $250,000 and $2,000,000, depending on coverage limits, deductible structures, and the district’s claims experience.

AI estimate from the solicitation

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