The City of Cambridge is seeking proposals from qualified health and dental insurance carriers to administer a comprehensive benefits plan for its employees effective January 1 2027. The RFP outlines detailed benefit specifications, premium contribution expectations, and administrative responsibilities, including claims processing, member services, and regulatory compliance. The City will evaluate proposals based on cost, network adequacy, service capabilities, and alignment with the specified benefit design, and will announce the award at a City Council meeting.
• Full‑service administration of medical and dental coverage, including enrollment, claims handling, and annual reporting.
• Detailed benefit design requirements (e.g., $1,000 individual deductible, $2,500 out‑of‑pocket max, unlimited lifetime benefits, specific dental and prescription drug tiers).
• Employer will contribute 90 % of employee premiums; the contract must be executed within 60 days of the plan’s effective date.
• Proposals must be submitted by October 8 2026, 4 pm; award announcement on October 19 2026.
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