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  5. ›Health and Wellness Medical/Rx, Dental, FSA, HRA and COBRA…

Texas Brazos River Authority·Texas

Health and Wellness Medical/Rx, Dental, FSA, HRA and COBRA Insurance Services

Closes 10/6/2026$1.5M – $3MRequest for Proposal
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Description

The Brazos River Authority (BRA) is seeking proposals from insurance carriers to provide fully‑insured health‑related benefits for its workforce. The scope includes Medical and Rx coverage (currently with Blue Cross Blue Shield of Texas, contract ending 12/31/2026), Dental coverage (also BCBSTX), Flexible Spending Account (FSA), Health Reimbursement Arrangement (HRA), and COBRA administration (currently with Flores & Associates). BRA employs 277 full‑time staff and has 2 COBRA participants; new hires become eligible on the first of the month after 60 days of employment. Proposers must submit pricing that mirrors or improves upon the current plans, based on existing deductibles and aggregate limits, and all quotes must be NET of commissions. Coverage is to become effective 01/01/2027. The solicitation includes detailed network‑access requirements (e.g., at least two general‑practice physicians within a 10‑mile radius, etc.) and requires submission of a multi‑tab Excel worksheet along with various certificate of coverage PDFs. • Provide two plan options that match or enhance current medical, Rx, dental, FSA, HRA, and COBRA offerings. • Pricing must be net of commissions and based on current deductibles/limits. • Meet specified geographic network access criteria for medical and dental providers. • Submit all required forms by 10 Oct 2026, 10:00 AM. • Effective date of new coverage: 1 Jan 2027.

Attached files

Contact

Allison Sheeler

[email protected]

(254) 761-3153

Key dates

Opened
9/10/2026
Closes
10/6/2026

Last updated

Details

Type
Request for Proposal
Industry
Insurance
NAICS
524114
Solicitation №
RFP_No._26-1398

Budget estimate

$1,500,000 – $3,000,000

Based on 277 employees, typical employer‑paid medical insurance averages $6,000–$9,000 per employee annually. Adding dental, FSA, HRA and COBRA administration could increase total annual cost by roughly 30–40%. This suggests a contract value in the range of $1.5 million to $3 million per year. The estimate assumes standard plan designs and market‑rate premiums for Texas. Factors that could raise the amount include higher deductible structures, inclusion of additional wellness programs, or premium escalations; conversely, a more basic plan design could push the low end down.

AI estimate from the solicitation

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