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  5. ›Specific and Aggregate Medical Claims Stop Loss Insurance

McAllen ISD·Texas

Specific and Aggregate Medical Claims Stop Loss Insurance

Closes 9/25/2026$500k – $2MRequest for Proposal
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Description

The McAllen Independent School District is seeking proposals from qualified insurance providers to furnish both specific and aggregate stop‑loss coverage for the district’s medical claims. The contract will cover the district’s employee health plan, protecting against unusually high individual claims (specific stop‑loss) and overall claim volatility (aggregate stop‑loss). Proposals must be submitted electronically through the IonWave portal by the close date, and all questions must be posted on the portal by the question cut‑off date. No fax or email submissions are accepted, and communication with district personnel is strictly limited to the formal Q&A process. • Scope: Provide specific and aggregate medical claims stop‑loss insurance for the district’s employee health plan. • Delivery: Electronic proposal submission via IonWave; no paper or fax. • Timeline: Issue 09/11/2026, questions due 09/22/2026, submission deadline 09/25/2026. • Evaluation: Standard RFP evaluation; award date not disclosed. • Contact: Carol Quintanilla, Senior Buyer, (956) 657‑4486.

Attached files

The solicitation documents live at the source — open the bid source above to download them.

Contact

Carol Quintanilla(Senior Buyer)

(956) 657-4486

Key dates

Opened
9/11/2026
Questions due
9/22/2026
Closes
9/25/2026

Last updated

Details

Type
Request for Proposal
Industry
Financial Services
NAICS
524113
Solicitation №
2027-1018

Budget estimate

$500,000 – $2,000,000

No contract value is disclosed in the RFP. Based on typical stop‑loss insurance premiums for a school district of McAllen’s size (approximately 1,500‑2,000 covered employees), annual premium estimates range from $0.5 million for a modest coverage limit to $2 million for higher limits and broader aggregate protection. The actual award could fall anywhere within that band, depending on the coverage limits, deductible structures, and insurer pricing.

AI estimate from the solicitation

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