Specific and Aggregate Medical Claims Stop Loss Insurance

The McAllen Independent School District is seeking proposals from qualified insurers to provide both specific and aggregate medical claims stop‑loss coverage for its employee health plan. The contract will cover the district’s exposure to high‑cost individual claims (specific stop‑loss) as well as overall claim totals (aggregate stop‑loss) for a defined policy period. Bidders must submit detailed pricing, coverage limits, exclusions, and service provisions through the IonWave portal by the stated deadline. No oral discussions or unsolicited communications with district personnel are permitted. • Scope: Provide stop‑loss insurance (specific & aggregate) for district’s employee health benefits • Delivery: Electronic proposal submission via IonWave only • Deadline: 10 Sept 2026, 10:00 AM CT • Questions due: 6 Oct 2026, 10:00 AM CT (via portal) • Contact: Carol Quintanilla, Senior Buyer (phone, email provided) • Award: Not yet announced; contract likely for a one‑year policy period with possible renewal options.