RFP: Voluntary Benefits for Eastern Shore of Maryland Educational Consortium Health Insurance Alliance

The Eastern Shore of Maryland Educational Consortium (ESMEC) Health Insurance Alliance (HIA) is seeking proposals for voluntary benefits products, including Short-Term Disability, Long-Term Disability, Critical Illness, Accident Insurance, Hospital Indemnity, and Permanent Life with Long-Term Care/Critical Care Rider. The selected vendor will provide these benefits to the seven ESMEC HIA entities, which include Caroline County Public Schools, Dorchester County Public Schools, Kent County Public Schools, Queen Anne's County Public Schools, Queen Anne's County Government, Somerset County Public Schools, and Talbot County Public Schools. The vendor will be responsible for providing effective quality customer service, consistent and responsive administrative service, and best-in-class voluntary products. • The contract is expected to be effective in conjunction with the core benefit plan year of September 1, 2026. • The vendor will be responsible for managing the billing and reconciliation process. • Each entity will pay for its own enrolled population, with varying billing frequencies among entities. • The vendor will be required to provide quotes based on the criteria outlined in the RFP. • The vendor will be required to provide implementation, communication, and technology credits to offset the upfront enrollment and communication costs.