Group Medical & Group Dental Insurance

The Bexar Central Appraisal District (BCAD) is seeking fully‑insured group medical and group dental coverage for its employees and dependents. Proposals must be submitted in sealed hard‑copy form by September 4, 2026 (2:00 PM) to the Human Resources Director. No brokers or agents are permitted; carriers must deal directly with BCAD and provide a minimum one‑year rate guarantee. The contract will become effective January 1, 2027, with the District covering employee‑only medical and dental premiums and offering dependent coverage via payroll deduction. BCAD will evaluate proposals on price, service quality, network breadth, reporting capabilities, and responsiveness. A fee‑based consultant (William Rusteberg) is available to provide census and claims data upon request. • Eligibility: BCAD employees (full‑time ≥30 hrs/week) and dependents • Scope: Provide fully‑insured medical (Plan 1 & Plan 2) and dental (100/100/60 & 100/80/50) plans • Submission: Two sealed hard‑copy copies, no electronic bids, delivered to Laura McCloud, HR Director, 411 N. Frio, San Antonio, TX • Key dates: Specification release Aug 5 2026, Questions deadline Aug 19 2026, Proposal deadline Sep 4 2026, Award Oct 2026, Effective Jan 1 2027 • Requirements: Texas‑licensed carrier, financially stable, no broker commissions, one‑year rate guarantee, optional plan‑deductible increase (from $1,000 to $2,000)