Group Health Insurance

The contract is for group health insurance services provided by Blue Cross Blue Shield of Kansas City to Jackson County. The contract has a term of one year, with an option to extend for an additional year. The contract includes various health plans, including HMO, PPO, QHDHP, and EPO, with different deductible and copayment amounts. The contract also includes supplemental benefits such as dental care, vision care, and hearing aids. The total premium costs for the contract are approximately $5,270,754. • The contract includes a Cost Plus arrangement, which means that the county will pay a fixed percentage of the total premium costs. • The contract includes a Rx Carve-In Credit, which means that the county will receive a discount on prescription drug costs. • The contract includes a self-funded option, which means that the county will pay for claims directly rather than paying a fixed premium. • The contract includes a fully-insured option, which means that the county will pay a fixed premium to the insurance company. • The contract includes a Medicare Advantage plan, which is available to retirees and their spouses.