Dental Insurance Coverage

The Newark Board of Education is seeking proposals for dental insurance coverage for its employees. The contract will be for a three-year term with the option to renew for two additional one-year terms. The successful bidder will be required to provide fully insured proposals with competitive pricing, superior customer service, and a comprehensive provider network. The bidder must also agree to indemnify and hold harmless the Newark Board of Education and its employees with respect to all claims, suits, actions, liabilities, and costs of any kind arising from the administrator's actions or omissions and those of its agents and subcontractors under this program. Some key points to consider are: * The contract will be for a three-year term with the option to renew for two additional one-year terms. * The successful bidder will be required to provide fully insured proposals with competitive pricing, superior customer service, and a comprehensive provider network. * The bidder must also agree to indemnify and hold harmless the Newark Board of Education and its employees with respect to all claims, suits, actions, liabilities, and costs of any kind arising from the administrator's actions or omissions and those of its agents and subcontractors under this program. * The bidder must provide three PPO plan and two DHMO plan proposals where benefits are equal to or better than the current programs. * The bidder must provide fully insured four-tier rates (single, employee + spouse, employee + child, and family) with no employee contributions for the three plans. * The bidder must identify how their organization will provide ID cards, claim forms, and benefit summaries. * The bidder must provide a geo-access report based on the attached census for two providers within five miles. * The bidder must describe their provider recruitment process to minimize out-of-network utilization for the Newark Board of Education.