Commercial Banking Services

The City of Fontana is seeking a qualified financial institution to provide a full suite of commercial banking services, consolidating all banking relationships into a single provider to improve efficiency, cash‑flow management, and reduce administrative costs. The contract will run for a base term of five years beginning July 2026, with options to extend. Proposals must detail technology platforms, fee structures, reporting capabilities, and compliance with federal, state, and local requirements. The award will be based on cost, service quality, technology, and the bank’s financial strength. • Provide demand deposit accounts, ACH/Wire, remote deposit, payroll processing, and related treasury services. • Supply a secure, web‑based treasury‑management system with real‑time reporting, fraud‑prevention tools, and integration capability with the City’s ERP. • Offer competitive pricing using compensating balances and account‑analysis fees, and demonstrate strong financial standing (minimum $5 M daylight‑overdraft facility).