Employee Benefit Plans

• Replicate current life, AD&D, STD, LTD and FMLA plan designs (employee‑paid STD, 100 % employee‑paid LTD, 60 % benefit levels, etc.). • Provide fully‑insured dental and vision coverage (maintain existing Preventive/Dental and Vision plan designs, employee‑paid premiums). • Deliver electronic enrollment integration, open‑enrollment literature, and member‑portal services. • Meet insurance carrier requirements (General Liability $2 M, Professional Liability $2 M, Workers’ Comp $500 k, Network‑Security $2 M/$4 M, A.M. Best rating ≥ A:VII). • Submit cost proposal, questionnaire, non‑collusion statement, and trade‑secret forms; no commissions or finder’s fees will be paid.