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Cape Girardeau County·Missouri

Health Benefits Plan TPA For Third Party Administrator Services

Closes in 3 days$200k – $500kRequest for Proposal
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Description

The County of Cape Girardeau is seeking a qualified Third‑Party Administrator (TPA) to manage its self‑funded employee health benefits program. The TPA will provide full administrative services—including claims processing, network management, enrollment, customer service, stop‑loss reinsurance, and pharmacy benefit management—for approximately 315 covered lives (262 employees plus dependents/retirees). The contract is expected to commence on or after January 1 2027, with proposals due by November 4 2026. The County requires demonstrable experience with public‑sector health plans, compliance with HIPAA/ACA, and the ability to maintain required insurance coverage. • Scope covers claim adjudication, run‑out claims, in‑house claim repricing, and transition support. • Must provide 24/7 customer service, a secure online portal, and detailed data reporting. • Proposers must submit a single integrated proposal, include references, and certify compliance with Missouri statutes. • Evaluation criteria include technical competence, cost‑saving controls, service quality, and overall value. • No electronic email submissions; sealed bids accepted in‑person, by mail, or via the county e‑procurement portal.

Attached files

The solicitation documents live at the source — open the bid source above to download them.

Contact

Kara Clark Summers(County Clerk)

[email protected]

(573) 204-2494

Key dates

Opened
10/21/2026
Questions due
10/28/2026
Closes
11/4/2026
Projected award
1/1/2027

Last updated

Details

Type
Request for Proposal
Industry
Healthcare and Medical Services
NAICS
524114
Solicitation №
RFP #04-04NOV26 Addendum 1

Budget estimate

$200,000 – $500,000

The County’s health plan covers roughly 315 lives. Typical third‑party administrator fees for a self‑funded municipal plan range from $600 to $1,600 per covered life annually, depending on the breadth of services (claims processing, PBM, stop‑loss, reporting, etc.). Using a mid‑range estimate of $1,000 per life yields an annual contract value of about $315,000. Accounting for implementation costs, transition support, and potential multi‑year extensions, the total expected budget could fall between $200,000 and $500,000 over the first contract year. Larger or more comprehensive service bundles could push the high end higher, while a minimalist service scope could be nearer the low end.

AI estimate from the solicitation

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