Fully Insured Short Term Disability Insurance Questions and Answers Addendum.pdf

The District is seeking a fully‑insured short‑term disability (STD) insurance carrier to replace its current self‑administered, self‑funded STD program. USI (U.S. Insurance) will serve as the broker of record, and the carrier must embed broker commissions in its pricing. The solicitation requires submission of a complete technical and cost proposal, inclusion of a single non‑collusion affidavit, and provision of extensive employee census and historical claim data. The effective date for the new coverage is 1 December 2026, and the proposal must be uploaded to the NPS Sourcing platform by 12 p.m. EST on 25 September 2026. • Provide fully‑insured STD coverage with a 7‑day waiting period and 26‑week benefit (“7/1/26”). • Submit all required data (employee census, past claims, cost history) and disclose broker commission structure. • No active STD claims are expected at the transition date, eliminating liability carry‑over. • The District’s historical self‑admin cost was approximately $90,000 for FY 2023‑2024, giving a baseline for premium expectations.