Based on the contract details, the total premium costs for the plans are as follows: - PPO Base Plan: $18.56 (Associate Only), $34.40 (Associate +1), $61.88 (Family) - PPO Buy-Up Plan: $29.36 (Associate Only), $57.88 (Associate +1), $96.56 (Family) - DHMO Plan: $8.76 (Associate Only), $14.26 (Associate +1), $22.00 (Family) - Vision Plan: $5.64 (Associate Only), $10.72 (Associate + Spouse), $11.28 (Associate + Children), $16.52 (Family) The contract also includes a $10,000 implementation credit from Ameritas. Assuming an average of 100 associates, with 50% enrolled in the PPO Base Plan, 20% enrolled in the PPO Buy-Up Plan, 10% enrolled in the DHMO Plan, and 20% enrolled in the Vision Plan, the estimated annual cost of the contract would be: - PPO Base Plan: 50 associates x $18.56/month x 12 months = $11,136 - PPO Buy-Up Plan: 20 associates x $29.36/month x 12 months = $7,056 - DHMO Plan: 10 associates x $8.76/month x 12 months = $1,051 - Vision Plan: 20 associates x $5.64/month x 12 months = $1,359 Total estimated annual cost: $20,602 Adding the $10,000 implementation credit from Ameritas, the total estimated value of the contract would be $30,602. However, this is a rough estimate and the actual value of the contract may vary depending on the actual number of associates enrolled and the actual costs of the plans.