Fully Insured Short-Term Disability Insurance

The Newark Board of Education seeks a qualified insurer/administrator to provide a fully‑insured Short‑Term Disability (STD) plan for two employee locals (total ~1,052 employees). The vendor must deliver the insurance product, administer claims, integrate weekly employee data from the district’s WEX system, and furnish bilingual (English, French, Portuguese, Spanish) communication and robust customer‑service reporting. The contract is a three‑year, rate‑guaranteed agreement with the insurance coverage required to be effective by 1 Dec 2026. • Benefit design: 60 % of weekly earnings (capped at $1,000), 26‑week duration, 0‑day accident elimination, 7‑day sickness elimination. • Administration: dedicated account‑management team, weekly data‑feed handling, response times (receipt within 1 business day, error notice within 2 days, query response within 2 days), bilingual call‑center, online reporting, monthly billing. • Optional: vendors may submit a separate proposal for FMLA administration. • Mandatory deliverables: complete technical and cost proposals, all certifications, NJ Business Registration Certificate, and detailed work plan by 25 Sept 2026.