RFP 2026019 - Property and Casualty Insurance Brokerage Services

The Monroe County School District (MCSD) is seeking a qualified insurance broker/agent to manage its comprehensive property and casualty insurance program. The broker will identify coverage needs, negotiate with carriers, place policies, provide ongoing risk‑management consultation, handle renewals, and assist with claims. The contract term runs from March 1 2027 through February 28 2028 with an option to renew up to three additional one‑year terms. Proposals must be submitted electronically by October 15 2026. Key evaluation criteria include experience with large‑scale, multi‑layered property programs (>$500 M insured value), Florida coastal exposure expertise, and demonstrated performance for government/educational clients. • Scope: full brokerage services – program analysis, carrier marketing, policy placement, renewal, claims advocacy, and risk‑management consulting. • Minimum qualifications: Florida‑licensed brokers, ≥5 years experience placing multi‑layered property programs, at least one $500 M+ government account. • Compensation limits: max 12.5 % of annual premium for retail broker, 7 % for wholesale intermediaries. • Submission requirements: electronic proposal via OpenGov portal, required forms (W‑9, references, insurance certificates, disclosures). • Timeline: Release 9/18/26 → Questions due 10/7/26 → Proposal due 10/15/26 → Selection by 10/23/26 → Contract start 3/1/27.