Stop Loss Reinsurance

The Harlingen Consolidated Independent School District (HCISD) is issuing an RFP to obtain a stop‑loss reinsurance solution that will protect its employee health benefit program from catastrophic claim exposures. The selected insurer will provide coverage limits, pricing structures, and administrative services aligned with HCISD’s risk management objectives. • Scope: Provide stop‑loss reinsurance for HCISD’s employee health plans. • Coverage: Define attachment points, aggregate limits, and per‑claim limits. • Services: Claims administration, reporting, and ongoing risk monitoring. • Evaluation: Based on pricing, financial strength, experience with school districts, and service capabilities. • Timeline: Proposals due by 10/19/2026; award date not specified.