Consultant - Health Insurance / HR

The City of Worcester sought a one‑year health‑insurance consulting engagement to manage its group health, dental, retiree, and stop‑loss plans, providing strategic planning, underwriting review, regulatory guidance, cost‑benefit analyses, COBRA administration, and ongoing reporting. The RFP was open to competition and was awarded to Gallagher Benefit Services as the most advantageous proposal. The consultant must be independent of any insurance carrier and provide a dedicated staff member for the City. The contract runs from September 1 2022 through August 31 2023 with two optional one‑year renewals. • Scope includes day‑to‑day plan management, renewal negotiations, PBM and Medicare Part D advisory, and financial reporting. • Mandatory vendor qualifications: ≥10 years experience, 5+ large public‑sector clients, PBM and COBRA expertise, and no conflict‑of‑interest. • Contractor must maintain $1 M public liability, $2 M property‑damage aggregate, and workers’ compensation coverage.