Secondary Insurance Student Athletes

The University of Louisiana at Monroe is seeking bids for secondary aggregate or zero deductible insurance coverage for student-athletes participating in intercollegiate athletics. The coverage period is from July 1, 2026, to June 30, 2027. The university requires a full excess (non-duplication) traditional $0 deductible policy with a maximum benefit of $90,000 per injury. The policy must include various riders, such as heart and circulatory, HMO/PPO denials, pre-existing conditions, and orthopedic appliance. The bidder must have an A.M. Best Policyholder Rating of at least level "A-" and a Financial Size Category Rating Class VI or greater. The university reserves the right to award contracts separately, grouped, or on an all-or-none basis. Some key points to consider for this bid include: • The policy must provide coverage for student-athletes participating in intercollegiate athletics • The policy must include various riders, such as heart and circulatory, HMO/PPO denials, pre-existing conditions, and orthopedic appliance • The bidder must have an A.M. Best Policyholder Rating of at least level "A-" and a Financial Size Category Rating Class VI or greater • The university reserves the right to award contracts separately, grouped, or on an all-or-none basis • The bidder must provide a detailed explanation of how their bid will meet each individual policy specification requirement