Life Insurance & Disability Insurance for District Employees

The Clear Creek Independent School District is seeking proposals for life insurance and disability insurance services for its employees. The district is looking for a provider to offer basic life and AD&D insurance, voluntary life insurance, and short-term and long-term disability insurance. The provider should be able to offer competitive rates and provide excellent customer service. The district is also looking for a provider that can administer the benefits and provide claims administration services. Some key aspects of the job include: • Providing life insurance and disability insurance services to district employees • Administering benefits and providing claims administration services • Offering competitive rates and excellent customer service • Ability to grandfather all covered individuals existing life insurance amounts without evidence of insurability • Waiving actively-at-work requirements on takeover with disclosure • Providing guarantee issue increases for voluntary life during annual enrollment • Offering conversion and portability options for life insurance • Providing waiver of premium options for life insurance • Administering short-term disability benefits with no offsets for concurrent sick leave/PTO/salary continuation • Providing long-term disability benefits with a definition of disability and provisions for partial disability • Coordinating with other benefits such as workers’ compensation payments and Social Security • Providing vocational rehabilitation services under LTD • Offering alternate return to work programs • Providing disability case management services