Description
The U.S. Embassy in Podgorica is seeking a qualified health‑insurance provider to deliver comprehensive medical coverage for locally employed staff (LES) and their eligible dependents. The contractor must supply a full insurance program that meets or exceeds the minimum benefit levels outlined in the solicitation, include Defense Base Act (DBA) coverage for all personnel, and handle claims administration, reimbursements, and reporting. The award will be a firm‑fixed‑price contract with a one‑year base period and up to four one‑year options (maximum five years). The offering must be submitted electronically by the August 14, 2026 deadline and include required forms such as SF‑33, IRS Form W‑14, and proof of SAM registration. The provider must either already have a permanent Montenegrin office or be able to establish one within 30 days of award.
• Provide health‑insurance coverage meeting detailed benefit percentages (e.g., 100 % hospitalization, 80 % outpatient, etc.) and an annual individual maximum of €54,000.
• Supply DBA insurance quotes and incorporate those costs into the overall price.
• Administer claims processing, issue reimbursements within two weeks, and submit monthly claims reports to the Contracting Officer’s Representative.
• Maintain required liability insurance (≥ €50,000 per specialty per occurrence) and comply with FAR, SAM, and tax exemption requirements.