Lenawee Health Insurance Consortium RFP Final - 092526

The Lenawee County Insurance Consortium (LCIC) is soliciting proposals from qualified insurance carriers, VEBAs, TPAs, and other benefit providers to deliver comprehensive employee benefit coverage—including medical, dental, vision, long‑term disability, group life, and AD&D—for its member public‑sector employers effective January 1, 2027. Respondents must submit both a consortium‑wide price and an individual price for each member district, adhere to Michigan Public Employees Health Benefit Act requirements, and provide detailed plan designs, network information, and compliance documentation. The RFP also permits optional self‑funded alternatives and requires extensive data‑room disclosures. • Required coverage lines: medical & prescription drug, dental, vision, long‑term disability, group term life (≥ $50k), AD&D (≥ $50k). • Dual‑pricing mandate: one collective price plus separate pricing for each of the 11 member districts (≈ 1,755 employees total). • Mandatory compliance: ≥ 4 medical bids, inclusion of at least one VEBA, adherence to MCL 124.85/380.1255a for claims data access, and strict confidentiality/procurement rules. • Submission deadline: October 16, 2026 11:00 a.m. EST; questions due by October 9, 2026; coverage effective Jan 1, 2027.