Basic Life and AD&D Long Term Disability, Supplemental Life, and Supplemental AD&D Program Administration

This contract awards Washington County Public Schools the administration of employee benefit insurance programs for a three‑year period. Ochs, Inc. will provide and manage basic life insurance, accidental death & dismemberment (AD&D), supplemental life, supplemental AD&D, and long‑term disability coverage for school employees, along with associated supplemental services (legal, grief, travel assistance, etc.). The award was based on a combined technical and price score, with Ochs, Inc. achieving the highest rating and a three‑year total cost of $3,511,485 (approximately $1.17 M per year). The contract is structured as a best‑and‑final‑offer cost comparison, reflecting unit rates per $1,000 of coverage and per $100 of covered payroll for long‑term disability. • Scope: Administration of basic life, AD&D, supplemental life, supplemental AD&D, and long‑term disability insurance for ~3,500 lives plus dependents. • Financials: One‑year premium $1,170,495; three‑year total $3,511,485 – the lowest‑cost bid among four responsive vendors. • Vendor specifics: Ochs, Inc. partners with Securian Life Insurance (life coverage) and Madison National Life Insurance (disability coverage) and offers implementation credits up to $50,000 (life) and $5,100 (disability).